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Attorney Debt Relief, P.C. - Christopher J. Jackson

Monterey Bankruptcy Lawyer | Hollister Bankruptcy Attorney | Salinas Bankruptcy Lawyer

Attorney Debt Relief, P.C. is a 100% bankruptcy law firm. We help you save your assets, eliminate debts and reduce stress. We know that bad things happen to good people. Call us now to understand your options and get on the road to financial well-being.

Bankruptcy attorney Chris Jackson will handle your case from beginning to end. He is always accessible and responsive. He makes the process simple, stress-free, efficient and cost-effective. Once you retain him (for as little as a $500 down payment), he will start preparing your case and take your creditor's calls (to give you some immediate relief).

Our philosophy is simple. We exist because of our clients. We are thus dedicated to their needs and provide each one with compassionate, personal and thorough service. We are always accessible and responsive. The testimonials on our site attest to this.

If you are struggling with financial challenges, you are not alone. We believe everyone deserves a fresh start. Let yours begin with us. Call us today for a FREE consultation: (831) 655-5111.

Bankruptcy - An Overview

Bankruptcy laws were designed to ease the pressure of overwhelming debt. If the alternative to bankruptcy is spending the next 10 to 25 years paying off bills, you should consider your bankruptcy options.

The purpose of bankruptcy is to give you a true financial "Fresh Start." Depending upon your situation, you may qualify for either a "Chapter 7" bankruptcy or "Chapter 13" bankruptcy.

Chapter 7 Bankruptcy allows you to unburden yourself by quickly eliminating most outstanding debts. In a Chapter 7 bankruptcy, you will keep all of your exempt assets (in about 97% of the cases, all assets are protected in bankruptcy). The main advantage of Chapter 7 bankruptcy is speed. It saves assets, eliminates debts and gives you a fresh start in just a few months. To learn more, see Chapter 7.

Chapter 13 Bankruptcy consolidates certain debt (usually car loans and past-due payments on a car or home) and lets you pay it off over 3-5 years. Like Chapter 7, you should keep all your assets. Although it is a longer-term commitment, the primary advantages of Chapter 13 are that you can (i) completely remove your second mortgage or HELOC on your house in certain situations; and/or (ii) have lower monthly out-of-pocket obligations by significantly reducing your car and/or home loan payments. To learn more, see Chapter 13.

Many clients wonder how bankruptcy will affect their credit. While bankruptcy will affect your credit to a degree, if you are in default on many bills, your credit score is likely already suffering. The good news is that filing for bankruptcy will wipe your debts clean on your credit report, and will generally improve your actual credit score! See Wall Street Journal Article: "Declaring Bankruptcy Can Improve Your Credit Score."

Contact us for a FREE consultation: (831) 655-5111

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We provide bankruptcy services in Monterey County, San Benito County, Santa Cruz County, Santa Clara County, Monterey, Hollister, Salinas, Watsonville, Seaside, Marina, Santa Cruz, Aptos, Pacific Grove, Carmel, Pebble Beach, Chualar, Gonzales, Soledad, Greenfield, Gilroy, Morgan Hill, San Jose & King City.*

*We can sometimes arrange to meet you at a location convenient to you.

"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."

Tel: (831) 655-5111

Fax: (831) 655-5112